As autumn colors take over and the real estate market shifts from its summer frenzy, unique opportunities open up for both buyers and sellers. At CENTURY 21 Redwood Realty, we partner with Atlantic Coast Mortgage (“ACM”) to help our clients make the most of the season, whether you’re looking to find your perfect home or sell before the holidays.
What Makes the Fall Real Estate Market Different?
Fewer Buyers, More Leverage:
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With school back in session and vacations over, there are generally fewer buyers competing for homes. This can give buyers more negotiating power on price, repairs, or seller concessions, and it can lead to a more relaxed, less stressful search.
Motivated Sellers:
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Many sellers who list in autumn are eager to close before winter or the end of the year, which may lead to more favorable terms for buyers. For sellers, this means you’re more likely to attract serious, qualified buyers.
Seasonal Curb Appeal:
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Homes look inviting surrounded by fall colors, which helps listings stand out. Autumn’s comfortable weather also makes for an easier moving experience.
FINANCING YOUR FALL MOVE: WHY TIMING & STRATEGY MATTER
Mortgage rates, loan options, and down payment assistance can change throughout the year; sometimes offering new opportunities, like updated loan limits and program guidelines that may help buyers make the most of their budget.
Many markets see a change in activity during the autumn months. This may give buyers more time to consider their options and allow sellers to attract motivated buyers before the year’s end.
With the right team on your side, making a move this fall can feel a lot less stressful. CENTURY 21 Redwood Realty and our partners at ACM are here to walk you through every step, so you always know what to expect.
Here’s how ACM may be able to make your fall move easier:
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Get a personalized total cost analysis, so you know your estimated monthly mortgage payment, including principal & interest, taxes, insurance, and mortgage insurance, if needed.
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Explore rate lock options to help protect your budget as rates change.
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Apply to prequalify easily online so you’re ready when you find the right home.
Tips for Buyers and Sellers This Fall
Buyers:
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Take advantage of reduced competition and potential year-end seller motivation.
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Ask your lender for payment scenarios based on current rates and loan options.
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Getting prequalified early can give you more confidence when making an offer. *
Sellers:
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Stage your home with seasonal decor. Think pumpkins, cozy lighting, and tidy landscaping.
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Highlight energy-efficient upgrades, which become more valuable as colder months approach.
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Work with a real estate agent and lender who communicate closely for seamless transactions.
Ready to explore your options? Start with a personalized consultation from our partners at Atlantic Coast Mortgage!
Apply to prequalify online today: https://www.atlanticcoastmortgage.com/lp/c21-redwood/
